http://dx.doi.org/10.31703/grr.2019(IV-IV).43
10.31703/grr.2019(IV-IV).43
Published : Dec 2019
Impediments in the Disbursement of Micro-Credit Among Small Farmers: A Case Study of Dir(L) Khyber Pakhtunkhwa, Pakistan
This article entitled, “Impediments in the Disbursement of Micro-Credit among Small Farmers (a case study of lower Dir Khyber Pakhtunkhwa, Pakistan)” aimed to highlights the hindrances confronted to small farmers in micro-credit for agriculture production. The majority of the farmers are poor because of low agricultural production and income. The farmers are unable to increase the production of agriculture without the help of government support. The sample size of 152 respondents was selected according to the criterion design be Sakaran. The association between independent and dependent variables were analysed through the Chi-Square Test. The study inferred that high-financing cost; absence of access to miniaturized scale credit, inflexible standards, demeanour of the bank staff and lack of education were a portion of the preventions in the dispensing of micro-credit. Based on discoveries in the investigation, this was recommended that the administration should show a drive to give the smaller scale credit to little scope ranchers.
-
Small Scale Credit; High-Interest Rate; Small Farmer; Illiteracy, and low Production.
-
(1) Ihsan Ulla Khan
Assistant Professor,Department of Sociology,FATA University, TSD Dara NMD Kohat, KP, Pakistan.
(2) Khalil Ur Rahman
Assistant Professor,Department of Sociology,Hazara University Mansehra, KP, Pakistan.
(3) Azizullah Jan
PhD Sociology, Department of Elementary and Secondary Education Khyber Pakhtunkhwa,University of Peshawar, KP, Pakistan.
- Ali A N, Tamayol A, Uquillas J A, Akbari M, Bertassoni L E, Cha C, & KhademhosseiniA, (2008). 25th anniversary article: Rational design and applications of hydrogels in regenerative medicine.Advanced Materials,26(1), 85-124
- Ayers, R. S., & Westcot, D. W. (1985).Water quality for agriculture(Vol. 29). Rome: Food and Agriculture Organization of the United Nations.
- Ayaz S, and Hussain Z. (2001). Impact of institutional credit on production efficiency of farming sector.A case study of District Faisalabad. Pak. Econ. Social Rev. 49(2): 149-162
- Bailey N. (1987). Dimensional Sampling and the Variation of Purposive sampling; Journal and Scientific Research, 9, 3309-3315
- Chaudry and Kamal, (1996).
- Fayaz, M., Jan, D., Jan, A. U., & Hussain, B.(2006). Effects of short term credit advanced by ZTBL for enhancement of crop productivity and income of growers.Journal of Agricultural and Biological Science,1(4), 15-18
- Govt. of Pakistan. (2005). Economic Survey (2006-07). Finance Div., Econ. Advisor's Wing,Islamabad. Retrieved from http://www.finance.gov.pk
- Iqbal M, and Ahmad M, (1999). An Assessment of Livestock Production Potential in Pakistan:Implications for Livestock Sector Policy. The Pakistan Development Review, Vol.38, No.4: 615-628
- Iqbal, K., & et al (1993). Microtubule-associated protein tau. Abnormal phosphorylation of anon-paired helical filament pool in Alzheimer disease.Journal of Biological Chemistry,268(32), 24374-24384
- Javed, M. S., Hassan, S., Adil, S. A., Ahmad, A. S., Chattah, M. W. A., & Nawaz, Z. (2006).Impact assessment of micro-credit programme of PRSP on crop productivity.Pak. J Agri. Sci,43(3-4), 209-212
- Kazi S, Raza B, & Duncan A. (2006). Duality of Female Employment in Pakistan [with Comments].The Pakistan Development Review,30(4), 733-743
- Khalid, S., Ahmad, T., & Shad, R. A. (2002). Use of allelopathy in agriculture.Asian Journal of Plant Sciences,1(3), 292-297
- Rauf R, (2004). Role of extension agents in the diffusion of new agricultural technologies in districts Peshawar and Charsadda. M.Sc. (Hons) Thesis, Dept. of Ext. Edu. & Comm., NWFP Agri Univ. Peshawar
- Sekaran U. (2003). Research Methods for Business. USA. Hermitage Publishing Services, Pp 30,31
- Shah KV, & Muñoz N. (2008). Human papillomavirus is a necessary cause of invasive cervical cancer worldwide.The Journal of pathology,189(1), 12-19
- Smith HC, (1981).
- Zeller M, & Sharma M. (1998).Rural finance and poverty alleviation(No. 8). International Food Policy Research Institute (IFPRI)
Cite this article
-
APA : Khan, I. U., Rahman, K. U., & Jan, A. (2019). Impediments in the Disbursement of Micro-Credit Among Small Farmers: A Case Study of Dir(L) Khyber Pakhtunkhwa, Pakistan. Global Regional Review, IV(IV), 398-404. https://doi.org/10.31703/grr.2019(IV-IV).43
-
CHICAGO : Khan, Ihsan Ulla, Khalil Ur Rahman, and Azizullah Jan. 2019. "Impediments in the Disbursement of Micro-Credit Among Small Farmers: A Case Study of Dir(L) Khyber Pakhtunkhwa, Pakistan." Global Regional Review, IV (IV): 398-404 doi: 10.31703/grr.2019(IV-IV).43
-
HARVARD : KHAN, I. U., RAHMAN, K. U. & JAN, A. 2019. Impediments in the Disbursement of Micro-Credit Among Small Farmers: A Case Study of Dir(L) Khyber Pakhtunkhwa, Pakistan. Global Regional Review, IV, 398-404.
-
MHRA : Khan, Ihsan Ulla, Khalil Ur Rahman, and Azizullah Jan. 2019. "Impediments in the Disbursement of Micro-Credit Among Small Farmers: A Case Study of Dir(L) Khyber Pakhtunkhwa, Pakistan." Global Regional Review, IV: 398-404
-
MLA : Khan, Ihsan Ulla, Khalil Ur Rahman, and Azizullah Jan. "Impediments in the Disbursement of Micro-Credit Among Small Farmers: A Case Study of Dir(L) Khyber Pakhtunkhwa, Pakistan." Global Regional Review, IV.IV (2019): 398-404 Print.
-
OXFORD : Khan, Ihsan Ulla, Rahman, Khalil Ur, and Jan, Azizullah (2019), "Impediments in the Disbursement of Micro-Credit Among Small Farmers: A Case Study of Dir(L) Khyber Pakhtunkhwa, Pakistan", Global Regional Review, IV (IV), 398-404
-
TURABIAN : Khan, Ihsan Ulla, Khalil Ur Rahman, and Azizullah Jan. "Impediments in the Disbursement of Micro-Credit Among Small Farmers: A Case Study of Dir(L) Khyber Pakhtunkhwa, Pakistan." Global Regional Review IV, no. IV (2019): 398-404. https://doi.org/10.31703/grr.2019(IV-IV).43